• Update old hardware
  • Support flexible working
  • Get the latest audio-visual tech
  • Expand your capacity
Excellent 300+ reviews 4.6 stars 200+ reviews


  • Update old hardware
  • Support flexible working
  • Get the latest audio-visual tech
  • Expand your capacity
Excellent 300+ reviews 4.6 stars 200+ reviews
  • Both a lender and broker

  • IT industry finance since 2007

  • Expert personal service

Technology has been the driving force behind many sectors of the economy over the last decade. For a business in technology, improvements in hardware, processing speed and cloud computing have opened many doors. Across industry, technology is helping to make sweeping changes, from soil analysis and the application of nutrients in agriculture, to skincare diagnostics and bespoke treatment plans in the beauty sector. Leading businesses, those who want to become smarter, more efficient and get ahead of their competitors are investing in industry-specific technology. For businesses in the Technology sector, designing the systems, making sure you have the processing power and scaling to take advantage of new opportunities or developing new products all require continual investment. Whether your business designs, hosts, consults, builds or repairs within this sector, talking your finance options through with Portman can help you make sure you keep up-to-date and get ahead of your competitors.


Embrace the hybrid workplace

IT teams and employees adapted both well and quickly to remote working required during the pandemic; many businesses were able to keep working efficiently, despite the speed and scale of the change. A distributed workforce using cloud-based digital tools is now very common, but there are many implications for tech companies and IT support agencies including the reprioritising of investment plans.

Extended support desk hours, remote-management tools, job-specific user training, enablement of cloud software, collaboration tools, and dealing with employee provided equipment are all changes required alongside the appropriate security overlay. Greater partnership with HR teams is also required, to set appropriate policies governing behaviour and usage.

Tech businesses now need to support home workspaces, permanent workplaces like stores or production lines, as well as flexible office working with equipment that allows employees with varying needs to log on and get going straight away.

If your business needs to provide new hardware that supports flexible working, to re-cable, refurbish or reconfigure offices, or to build new servers that support the increasing number of documents being stored in shared locations, Portman can help finance the investment needed.


Invest in your own staff

Relentless pressure on IT and a desire for flexibility has driven a huge number of resignations across businesses and agencies alike. Make sure you invest in your own working environment. Investing in the facilities, office condition, training and technology available to your own team could have a significant impact on retention and your ability to move forward.

Our team of experts is ready to help

Support emerging technologies

Whether we are talking about the Metaverse, AI driven ecommerce sites, robots that support the logistics industry or the internet of things, the opportunities for Technology-based businesses are growing. But, to keep supporting a rapidly evolving industry, you have to keep up, be prepared to adapt and to diversify your services. Businesses that stick to what they have always done will find themselves left behind. Invest in research, embrace joint projects and make sure your infrastructure can cope.


Understand supply chain data

Global trade over recent years has meant that many supply chains have become increasingly complex and as we have learned recently, are easily disrupted by problems far away. One way of tackling this is better use of data, improving visibility and connectivity between links in the chain. Greater visibility means alternatives can be sourced, manufacturing can be aligned, and customer expectations can be managed. Businesses are therefore looking to integrate data flows with their suppliers. More accurate information on the whereabouts of components provides early warning of bottlenecks and delays.

This trend will likely create opportunities for tech businesses, to design or support new software platforms and to integrate disparate businesses, aligning hardware and processes across countries. But, with complexity and scale like this, businesses that benefit from the trend will be those that have invested in the knowledge to help their customers, in the development of tools that provide actionable insight not just transfer data and can build multinational architecture or simply host the hardware that supports 24/7 international visibility. To discuss any investment plans, call Portman to talk about finance for technology in your business.

How can we support your IT business

icon Hire Purchase

Hire purchase usually involves paying the VAT and a deposit up-front. Fixed monthly repayments are then made, affected by whether you pay off the entire loan over the term or chose a final balloon payment. The final option to purchase is guaranteed for a nominal fee, transferring ownership of the asset to the customer.

Hire purchase is well-suited for situations where a company definitely wants to own the item at the end of the term, often where the asset has a significant usable lifespan, a high residual value and will not need to be upgraded.

Explore Hire Purchase
icon Lease Finance

Equipment leasing allows a business to acquire hard or soft assets without the upfront costs associated with large purchases. A lender purchases the item, the business then leases it through fixed monthly payments over an agreed term.

Typically, asset finance is provided for high value ‘hard’ assets such as machinery, equipment, or vehicles, but Portman also arranges asset finance for ‘soft’ assets such as IT, fitness, catering, or vending equipment, as well as premises fit-outs, furniture or even air-conditioning.

Explore Lease Finance
icon Business Loans

Business loans are a way of borrowing money, which is repaid in monthly instalments, including interest, over an agreed term. Business loans are a common way to help smooth out cashflow fluctuations and take opportunities where otherwise they could be missed due to a lack of working capital.

Business loans can be secured or unsecured. Portman typically provides unsecured loans which can be more flexible and do not require collateral but are likely to require a personal guarantee. Secured loans are tied to an asset which the lender can claim ownership of if repayments are not made, these may be used in equipment refinance deals.

Explore Business Loans
icon Start Up Loans

New businesses often need an injection of finance to get them off the ground. Asset finance for new businesses allows you to focus on running your company and bringing in customers, confident that you have the equipment, vehicle or stock you need without the large initial outlay.

Using finance for your equipment means that you preserve the credit card or overdraft for contingency and operating expenses when the unexpected happens.

Explore Start Up Loans
icon Equipment Refinance

If you recently bought a high-value item outright but would now prefer to have financed it, we can help with a sale-and-lease-back agreement. If the item is less than 3m old, give us a copy of the invoice and we will calculate the current value. After a few checks and acceptance of the term and monthly repayments, we can give you the cash equivalent of the invoice to put back into the business. You’ll then make fixed monthly payments including interest, whilst your asset earns you money.

If your business owns high value assets that are not currently on finance, subject to a valuation, it is also possible to use them as security for a loan, with lenders offering a cash loan up to a % of the asset’s value.

Explore Refinance
icon Recovery Loans – Ending June 30

With no personal guarantee up to £250k, Recovery Loans offer an excellent way of making sure your business gets back on its feet after the effects of the pandemic. Many businesses affected by the Covid-19 pandemic and its restrictions can access the UK government’s Recovery Loan Scheme (RLS), providing UK SMEs with better access to finance.

Recovery Loans can be used for any legitimate business or simply provide cashflow. Up to £350k can be borrowed on terms from 2 to 6 years and with no personal guarantee up to £250k, your personal wealth is not at risk.

Explore Recovery Loans

Having the opportunity to offer a lease option on a commercial fit out which covers the partitioning, carpets, and furniture – all of the items you would think you couldn’t lease- is fantastic. It means that our clients can keep the same specification, rather than having to cut down and restrict elements of the project. As a contractor, it also means we can get a deposit up front, which secures our labour and materials.

I gave George at Portman a ring, he was really helpful and laid out all the options. We ended up spreading the payments over three years- it is a very simple, straightforward agreement and the decision was back in 24 hours. The whole Portman experience has been fantastic.

From the first call, they were very friendly and very helpful – our Account Manager guided us along the way for our first finance agreement and we’ve never had a problem since. We used them again for the new press six years down the line.

Portman enabled us to spread the cost of purchasing the equipment for our trampoline park, which meant we could use extra marketing channels and launch the business the way we wanted to. If we hadn’t been able to spread the cost of our initial fit out, we probably wouldn’t be in the position we are today.

My Account Manager, Jordan has helped me out from the top to the bottom and I really appreciate what he has done for me. He’s made it a smooth journey for me and was great at keeping me up to date over the phone and would even respond to emails out of hours which I really appreciated.

With the support from Portman, Georgia opened her stunning restaurant in Chelsea, London and has since received a considerable amount of success, receiving glowing reviews about the food, beautiful location and her hard working team.

Lamen needed the finance to secure his dreams. Lamen was assigned one of our dedicated Account Managers, making his process as simple and easy as possible. Portman were able to provide the finance to lease all his Kitchen Equipment so he could stay ahead in the competitive market.

How does it work?

We make things easy

We know that finance can sometimes be confusing and stressful, but what we do is simple.


1. Get started in 1 minute.

Enquire without affecting your credit score.


2. Understanding your business.

A dedicated account manager will discuss your needs and collect documentation.


3. Our experts do the leg-work.

We find the right deals, complete applications on your behalf and get you a no obligation quote.


4. Your no-fuss finance is funded.

If accepted, your assets will be bought and delivered or the finance released to your account.

Enquire today
Successful IT businesses protect, invest and evolve.
Unlock your potential with Portman Asset Finance.